World's First AI-Powered Mortgage Company
We Turn Your Mortgage Into a Wealth-Building Machine
From structuring your first loan to optimizing your portfolio, we design strategies that grow with you.
World's First AI-Powered Mortgage Company
We Turn Your Mortgage Into a Wealth-Building Machine
We’re not just brokers — we’re your partners in turning stress into home ownership.
Our Services
Our Services
Our comprehensive mortgage optimization and wealth-building services are delivered by our expert strategists and mortgage specialists, leveraging our proprietary OPTIMISE framework and access to over 54 lenders to craft your ideal financial future.
Comprehensive Mortgage Optimization
For existing borrowers: Leveraging the 'O' (Opportunity Assessment) and 'I' (Integration Strategy) of OPTIMISE, we analyze your current mortgage and implement advanced strategies for continuous improvement.
New Mortgage Structuring
For new borrowers: Our mortgage specialists access 54+ lenders to structure your mortgage as a wealth-building machine from day one, using the 'T' (Technology Implementation) and 'S' (Strategic Growth) of OPTIMISE.
Investment Property Strategy
Through the 'P' (Professional Integration) and 'S' (Strategic Growth) of OPTIMISE, we develop strategies for portfolio growth and advanced financing.
Wealth Acceleration Program
Comprehensive wealth building strategy development, advanced integration of multiple optimization strategies, quarterly reviews and optimization sessions.
Community & Education
Access to exclusive community of wealth builders, monthly workshops and masterclasses, ongoing education and professional development opportunities.
Trusted by 54+ Lenders Partners
How It Works in 3 Simple Steps
How It Works in
3 Simple Steps
Your Personalized
Mortgage Hack Roadmap
We map out the exact strategies that fit your income, goals, and timeline — so you know exactly how to move forward with confidence.
Cut Through the Noise,
Unlock the Right Strategies
Forget generic advice. We give you the 15+ proven techniques the wealthy use — explained simply, so you can take action immediately.
Expert Guidance Every
Step of the Journey
From your first call to settlement (and beyond), our experts coach you through each move — ensuring your mortgage doesn’t just get approved, it gets optimized for long-term wealth.
Who We Work With
Our Proprietary OPTIMISE Framework: Your Path to Wealth
First Home Buyers
Self-Employed / Solopreneurs
Migrants / New Aussies
Business Owners
Rentvestors
Regional & Rural Buyers
Regional & Rural Buyers
Low Credit Clients
Single Mums / Restarting Parents
Here's Our Frequently Asked Questions
Here's Our FAQs
How much does it cost to work with Mortgage Hackers?
If you’re taking your mortgage through us, we implement our optimization strategies for free — no extra charge. For clients who want strategy-only support (without a mortgage through us), the first discovery meeting is 100%
free, and from there, a tailored plan typically ranges between $3,000–$5,000, depending on complexity.
Why should I choose you over a regular broker?
Most brokers only know 2–3 basic products. We specialize in over 15+ advanced strategies, backed by AI-powered technology that constantly monitors and optimizes your mortgage in real-time. Add expert guidance and a professional network, and you get results traditional brokers simply can’t match.
How long does the process take?
Every case is different, but most clients see a clear roadmap in the first 7–14 days and are able to move forward with confidence shortly after. It’s not about rushing approval — it’s about structuring it right from the start, so your
mortgage becomes a long-term wealth-building tool.
Do I need to be a first-home buyer?
No. While we love helping first-home buyers get in smarter, we also work with professionals, investors, and families looking to optimize or restructure their mortgages for wealth. The common thread? You’re serious about using your income smarter, not wasting years playing by outdated rules.
What will my life look like if I follow this system?
Imagine walking into your home knowing you didn’t just “get approved,” you hacked the system. Your mortgage isn’t just debt — it’s a wealth machine that grows with you. Instead of throwing money into rent or losing time to outdated advice, you’ll finally feel the clarity, control, and confidence to build wealth on your terms — with technology and experts watching your back, 24/7.
What if it doesn’t work for me?
Our entire approach is built on data, technology, and proven strategies — not guesswork. If we can’t show you a smarter way forward, we won’t waste your time. That’s why we start with a free discovery call: to make sure you qualify, the numbers stack up, and the path is clear. If it’s not the right fit, you’ll still walk away with clarity — no pressure, no risk.
Enquire Now: The Smart Way To Get Your Mortgage
Ready to Transform Your Mortgage?
Join thousands of smart Australians who have chosen the intelligent way to turn mortgage into a wealth-building machine.
Phone
1300 HACKERS (1300 422 537)
Email
Office
Level 1, 123 Collins Street
Melbourne VIC 3000
Australia
AI Available
24/7 - Our AI agents never sleep
Start Your Roadmap Here
Enter your details below and we will reach out to you soon.